Accident Claim Loans

We make it happen for you to get part of your accident money during your claim.

Do you have an accident case or personal injury claim and need cash now? We can potentially help. ACL is dedicated to providing financial support to injured people who want a lending hand during the long claim process. We offer risk-free settlement loans that can help to alleviate the financial burden. A settlement loan is a pre-settlement cash advance offered by lawsuit funding companies to help you get back on track before your lawsuit is settled.

There's no credit check, no monthly payments, and the funds are paid back from the payout you receive from a future settlement or damages awarded. With our easy application process, all you have to do is request the amount of money you want to borrow from your lawsuit and a legal funding specialist will contact your attorney for some information about your pending claim.

Accident claims don't settle quickly. In the process of a settlement, victims who have suffered serious injury often have a difficult time finding cash to cover their bills. Accident Claim Loan can assist you in getting a lawsuit cash advance in 24 hours by providing injury claimants with pre-settlement funding to help pay living expenses and legal costs while they wait on their attorney to negotiate a claim settlement with the insurance company adjuster.

Legal Funding: What We Do?

Accident Claim Loan provides financial help for injured victims who need cash to cover expenses until they receive compensation from a claim settlement or damages awarded. A devastating accident can leave victims with painful and expensive injuries. When an injury has left you unable to return to work and the bills are quickly piling up, waiting on the money from a settled lawsuit can be difficult. Our pre-settlement funding solutions can help you find the cash necessary to pay your bills during the legal proceedings by providing you with fast funds before your case is settled.

Pre-settlement lawsuit funding is the one of the better lending options for people who have filed a claim and are pursuing compensatory damages for the injuries they've suffered due to an accident or third-party negligence. Whether you are involved in a car accident case, have a slip and fall lawsuit, litigating a wrongful death claim, or undertaking personal injury litigation, we've got you covered. Accident Claim Loan is one of the best lawsuit loan companies offering fast, low cost settlement loans on accident claims to plaintiffs nationwide.

Qualifying & The Requirements

It's relatively simple for plaintiffs to qualify for accident loans through Accident Claim Loan. While the pre-settlement funding requirements vary from company to company, qualifying for a loan on your accident claim is primarily based on the underwriter’s current valuation of your pending claim.

The 5 minimum eligibility requirements for accident claim loans are:

While banks give personal loans to borrowers based on their credit score, income, and financial ability to personally pay back the loan, lawsuit lending work much differently. The facts surrounding your accident case will allow the lawsuit lender to determine your eligibility, whether you meet the underwriting requirements, and the accident claim loans amount you can take out on your case.

Accident Claim Funding State by State Availability

Accident Claim Loan is a nationwide settlement funding company that offers personal injury loans and accident claim cash advances to plaintiffs in most of the 50 United States. If you have a claim pending in the U.S., there’s a good possible we can offer lawsuit loans in your area. Lawsuit funding for negligence or third-party cases is available in the states below (if you have a workers compensation case, check the workers comp funding page to confirm availability).

The following list is subject to change any at time without any prior notice due to state regulations and judicial decisions.

We provide pre-settlement claim loans in the state of: Alabama, Alaska, Arizona, Atlanta, Georgia, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Indiana, Iowa, Kansas, Louisiana, Maine, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Dakota, Tennessee, Texas, Vermont, Virginia, Washington, Wisconsin, and Wyoming.

Benefits of Accident Claim Cash Advances

The benefits of getting a personal injury loan are numerous. Personal injury loans are also known as non-recourse loans or a personal injury claim cash advance. They offer financial support as well as other support services to the claimant. For those injured persons who are unable to work and faced with overwhelming expenses, the cash from a personal injury settlement loan can provide you with immediate financial relief so that you can feel comfortable during the legal proceedings.

Insurance claims can take a long time. Insurance claims adjusters are known for dragging their feet when it comes to making fair settlement offers. Rather promptly paying legitimate claims, insurers often choose to delay, deny, and defend lawsuits. In the meanwhile your medical bills, rent, mortgage, and other expenses are piling up. To help you get through until you win your claim, ACL can provide you with a settlement loan on your accident claim, giving you access to a portion of your settlement money now.

Another huge advantage of a lawsuit loan is that the funds can help you secure a bigger payout for your damages by empowering you to reject the insurance company's low-ball settlement offer, giving your attorney additional time to negotiate the best settlement or prepare your case for trial in the event the insurance claim adjuster is unwilling to pay you all the money you're entitled to receive for your pain and suffering.

Bank Loans vs Accident Lawsuit Funding

There are fundamental differences between personal loans from banks and lawsuit settlement loans provided by lawsuit funding companies. While they both offer financial products and services to people who want to borrow money for specific purposes, funding companies can often advance cash much faster and without all the hassles associated with traditional lending.

Borrowing money from an accident settlement does not require the applicant undergo a credit check by the lawsuit funding company. The client does not make any monthly payments. The borrower repays the lawsuit advance only if the attorney settles or wins a judgment on the case.

The process of lending on a pending lawsuit carries a higher degree of compared to banking. For this reason, lawsuit settlement funding companies tend to offer rates higher than banks.

Clients should carefully consider all financial options available to them. If you decide a settlement loan is right for you, then make sure you choose a reputable and reliable legal funding company ready, willing, and able to give you the financial support your deserve during the long, drawn-out legal proceeding.